~ A Trusted Relationship ~
GoldStar Trust Company (GST) acquired the American Church Trust Company in the spring of 2007, which was formed in 1983 to serve as Registrar, Paying Agent and Trustee for churches and other non-profit organizations that issue bonds for long term financing. As a natural step in serving their customer base, ACT began accepting self-directed IRA accounts in 1990.
The officers and directors of GST are specialists in the fields of law, accounting, banking, motivation, fund raising, sales and computer technology. GST does not offer or sell any investments, nor are they affiliated with any precious metals dealer. They do not give tax or legal advice. They do not benefit financially from your investment choices. Their modest administration and transaction fees are their only sources of income from IRAs, which have made GST-administered IRAs economical.
If you are already familiar with IRAs, you may contact KML for the proper Precious Metals Investor Kit to fit your specific needs, which will include all the forms you need to open, transfer or rollover a Traditional, Simple, SEP or Roth IRA, or 401(k) or 403(b) account, and direct investments into precious metals. We strongly encourage you to read all the materials (which we will provide) carefully to ensure that you understand the investment you are considering.
KML is not employed by GST or any other custodial firms, with which it has established relations. Kettle Moraine, Ltd. stands alone in its commitment to providing its clients with with service beyond that of any other precious metals provider in the industry. Call today and find out why!
If you have questions and/or are prepared to move forward with this Golden opportunity, send an email to firstname.lastname@example.org, or phone us at 1 – 623 – 327 – 1778 and we will be happy to set up an appointment to discuss your current Simple, Traditional or Roth IRA or your 401k/403b retirement accounts and how the Kettle Moraine, Ltd. Golden IRA may be the Silver lining you have been looking for. We look forward to assisting you with the establishment of your own personal Golden IRA.
Put your faith into a Precious Metals IRA with Kettle Moraine, Ltd and GoldStar Trust Co. TODAY!
~ Precious Metals in your IRA ~
For several years only gold and silver U.S. American Eagle coins were allowed as IRA investments. Since 1998, the new platinum U.S. American Eagle coin has also been allowed, as well as gold, silver, platinum and palladium bullion which meet certain standards. For a complete listing of eligible products, Click HERE.
GoldStar Trust Company is a leading custodian for precious metals IRAs in the United States. Their experience and expertise in this area make it easy for you to work with us to open your precious metals IRA.
Once your purchase has been made through your precious metals dealer, you can then feel confident and leave the rest to GoldStar. Your metal will be stored at an internationally recognized precious metals depository. Gold Star will provide you with a semiannual account hard-copy statement, showing all activity in your account and the fair market value of your investments as well as providing you with 24/7 online access to your account.
When it is time to take distributions from your IRA, you may choose to convert your precious metals investments to cash through your dealer, or take a distribution of the actual coins or bullion. This flexibility means you can wait for optimum market conditions before you sell.
As your IRA custodian, we are only concerned with making the investments you direct, protecting your assets while they are in the IRA, and performing all the duties of an IRA custodian. We do not offer or sell any investments, nor are we affiliated with any precious metals dealer. We do not give tax or legal advice. We do not benefit financially from your investment choices.
~ What is an IRA? ~
An Individual Retirement Account (IRA) is an investment strategy that is designed to hold your income and your rate of return, over time, in a special tax-deferred shell.
There are a wide variety of ways you can create an IRA to meet your personal retirement needs and bring you the best return on your dollar. They may include:
- Precious Metals
- Bonds (Church, Municipal, Corporate or Government)
- Mutual Funds
- Promissory Notes
- Certificates of Deposit and Time Certificates
There are also a wide variety of rules and regulations regarding how and when you can withdraw your money from an IRA account.
The key is finding the right specialist who will listen and personally help you design the unique IRA plan for you.
Whether considering an Traditional Individual Retirement Account (IRA), a Roth IRA, a Simplified Employee Pension (SEP) Plan or a Savings Incentive Match Plan for Employees IRA (Simple IRA)…our Gold Star Trust Company specialists are trained and equipped to assist you in mapping just the right retirement plan for your future.
~ What is a Self-directed IRA? ~
A Self-directed IRA is exactly like any other IRA, with one major difference. You get to choose where your IRA funds will be invested, rather than just accepting whatever the IRA Trustee or Custodian offers. This gives you greater flexibility, because you can choose precious metals, stocks, bonds, CDs, mutual funds, government obligations and other investments.
~ What is a Traditional or Roth IRA? ~
Anyone under age 70 1/2 who has earned income can contribute to a Traditional IRA each year. Anyone, regardless of age, who has earned income below certain thresholds can contribute to a Roth IRA each year. The maximum contribution is $5,000 with another $1,000 allowed for those 50 and over, for the current year, with possible cost-of-living adjustments next year and thereafter. Depending on your income, marital status, and participation in employer plans, your contribution to a Traditional IRA may be deductible. Contributions to a Roth IRA are never deductible, but qualified distributions from the account are completely tax free. Your tax adviser can help you determine which type of IRA is most appropriate for you.
~ IRA Transfers and Rollovers ~
Money in an existing IRA can be moved to a GoldStar precious metals IRA by transfer or rollover. A transfer does not require IRS reporting and there are no restrictions on how often you can transfer funds. You simply open an IRA at GoldStar and authorize the transfer. Gold Star will contact the previous institution and take care of getting the funds moved. Special rules apply if you have reached age 70 1/2, and you should check with the previous trustee or custodian to see if there will be fees or penalties. IRA Rollovers require reporting to the IRS and there are time limits and other restrictions. You should always seek competent tax advice before taking a distribution for rollover.
~ A Final Word… ~
The tax laws regarding IRAs are complex and cannot be covered fully in this document. This is especially true for rollovers from other retirement plans. Before making any decisions you should seek competent advice from your attorney, CPA or investment adviser.
GoldStar Trust Co. is not affiliated with any precious metals dealer, does not offer investments or investment advice, and receives no compensation from investments made for your account. The representative for the dealer who is assisting you may be able to answer some of your questions. However, such representatives do not represent GoldStar, and you should always contact us directly with questions about your account with us. You may call Gold Star for more information.
Further information, which will satisfactorily answer whether the Golden IRA Program is right for you can be found at the Frequently Asked Questions section of the About Us page.
Kettle Moraine, Ltd. is always available to assist you further. Call us at 1-623-327-1778.
Jeffrey Bennett, President
Kettle Moraine, Ltd.
P.O. Box 579
Litchfield Park, AZ 85340